Seller Closing Cost Calculator — Texas
Good news first: Texas charges no state transfer tax on residential sales. Your big line items are commission and (if you agree to pay it) the owner's title policy, plus escrow and miscellaneous fees. All rates are editable — plug in your title company's numbers.
Texas seller costs, line by line
No transfer tax: unlike Florida or California, Texas levies no deed stamp or transfer tax — one of the friendliest states for sellers on the tax line.
Title policy: Texas title premiums are regulated tiers (roughly $832 for the first $100k plus about $570 per additional $100k in the common range — varies with rate updates); who pays is set by county custom and contract, often split or seller-paid. Commission is the dominant cost at 5–6% typical for a full-service listing.
Frequently asked questions
Who pays the title policy in Texas?
It varies by county custom and negotiation — in many counties the seller traditionally pays the owner's policy, in others it's split. Your contract controls.
What commission should I enter?
5–6% is typical for full-service listings in Texas; flat-fee and discount brokerages run lower.
Related tools
- No-transfer-tax status: Texas Comptroller. Title tiers: Texas Department of Insurance basic premium schedule (T-1), 2026; verify with your title company.
Last updated: 2026-09-08