Seller Closing Cost Calculator — Florida
Selling in the Sunshine State? Florida sellers pay a documentary stamp tax of $0.70 per $100 of price (statewide, except Miami-Dade), typically the owner's title policy, plus commission and settlement fees. Enter your numbers — every rate is editable, so you can match your actual quote.
Florida seller costs, line by line
Documentary stamp tax: $0.70 per $100 of consideration statewide; Miami-Dade charges $0.60/$100 plus a $0.45/$100 surcharge on non-single-family. The seller customarily pays doc stamps on the deed in most counties.
Title insurance: Florida promulgated owner's policy rates are roughly $5.75 per $1,000 of value up to $100k and $5.00 per $1,000 from $100k–$1M (reissue credits often apply) — the default here is a flat estimate for a median home; replace it with your title company's quote. Typical all-in seller costs in Florida run 7–9% of the sale price.
Frequently asked questions
Who pays doc stamps in Florida — buyer or seller?
Customarily the seller pays deed stamps, but like everything in Florida contracts it is negotiable; check your FAR/BAR as-is contract.
Does Florida have a transfer tax besides doc stamps?
Doc stamps are Florida's transfer tax. There is also a $0.35/$100 doc stamp on the note in many counties, customarily paid by the buyer.
Related tools
- Doc stamp rates: Florida Department of Revenue (DR-219). Title tiers: FL promulgated rate structure, 2026; verify with your title agent.
Last updated: 2026-09-08